My son signed a contract with Lobel Financial / A&A Auto LLC on Mississippi Ave. in Denver, Colorado. Three days after the contract was signed and he had taken ownership of his car, a salesperson called to tell him to return to the dealer because they changed the terms of his contract. I advised him to go to dealership and see exactly what the issue was and to NOT sign anything before we take take it up with a lawyer. A few days later my son's car was towed (repossessed) from his place of work. The sales agent said the car was repossessed because my son yelled at him. I am now checking into filing class-action suit against dealership and Lobel - This is a terrible business that takes financial advantage of people who can least afford the costs of fighting back.

Lobel Financial is perfect for people with low credit scores and very little excuses on not making payments. They give you a 10 day grace period, plus low late payments, PLUS they deffer your late fee to the end of the contract. And there was that one time where i told them i couldn't make one months payment but told them i would make two full payments the following month and they were fine with that. Never harassed me, or called me more than twice. They can even deffer a payment to the end of the contract if you have a financial emergency, with a written and approved request of course. Honestly they are soooo helpful, I am a customer with them and another financial company and this is the better of the two. I am planning to call them and ask if they can take my 2nd loan so i can get rid of the other financial company that i very much don't like.

DO NOT USE LOBEL. RUDE LYING THIEVES!! My baby was sick and died at four months old after being in the hospital four months. They left us stranded, treated us like crap and had NO compassion. Do yourself a favor and go to Santander. Great, caring people there. LOBEL IS A HORRIBLE COMPANY.

I bought my 2005 saturn in April 2011 and the air conditioner didn't work and all the tires had a slow leak I later realized. By July 201, my car was, and is now completely dead. Lobel was good about helping me with late payments, but were always rude, and obviously my car is lemon. Since, the first day I drove it off the lot i have been trying to notify them of the problems. But no matter what, the reps were rude. And tried to charge me 200 dollars for not having insurance, even tho me and geico faxed over proof that i had insurance 2 days after i left the lot, and faxed over 20 times. Now, that my car is broke, I finally talked to a decent girl Darlene that was very understand and awesome, huge help. Berfore i talked to her I was going to let my car get repoed. Now They are deferring my payment for August so I can get my car fixed. Right now, they are doing the right thing, but I also understand, I have also experienced what others are talking about. Right now they are fixing their wrong and I hope it stays that way.

customer services? horrible

charges fees that you never knew? yes

high interest? my was 25%

surprise fees when you almost done? yes

be aware they are gonna charge you fees that you never knew even not in the contract.

i havent had any problems with lobel i was late for 10 days and it was ok with them my name is nicolau...i had a very bad score credit and im happy they helped me ..victor is a nice person who am i talked to his a very nice person..i dont have any problems with them i dont know why u all r crying they gave u a chance for bad credit u should have payment ready ..any ways ty very much lobel financial thanks to you too victor...jay

I financed a car from them, tried to make payments, called, was harrassed by someone by the name of Melissa, was tranfered to Elizabeth and john was laghed at, and my car was repoed with all my payments on time. Dont know who to talk to need help!!! went to the BBB web site and it said they are unsatisfactory plus another website has tons plus tons of comlpaints of rip offs, what can I do?